# Step 4: Earn and save

Members keep the benefits – in cash, tokens or points.

* Lending and selling fees
* Reward points
* Finder’s fees

<figure><img src="https://content.gitbook.com/content/hjCvaxZdc84c681KZovd/blobs/agPuhBbjdchxzyZNbcMz/earn_and_save_hand_mobile_screen3.jpg" alt=""><figcaption></figcaption></figure>