> For the complete documentation index, see [llms.txt](https://whitepaper.ivault.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://whitepaper.ivault.io/portuguese/o-app-ivault/como-o-ivault-funciona/passo-4-ganhe-e-economize.md).

# Passo 4:Ganhe e economize

Os membros mantêm os benefícios - em dinheiro, tokens ou pontos.

* Taxas de empréstimo e venda
* Pontos de recompensa
* Taxas de achados 

<figure><img src="/files/tTFPWuLqroQGwvrzoHXo" alt=""><figcaption></figcaption></figure>